Buying or selling a vehicle in Ajman is an exciting step, whether you are upgrading your car or purchasing your very first one. However, before you can legally drive away, the ownership must be transferred officially. Understanding Ajman car transfer ownership fees is essential to avoid surprises, delays, or unnecessary expenses.
Vehicle ownership transfers in Ajman are handled by the Ajman Police in coordination with the UAE’s federal traffic system. The process is straightforward when all documents are prepared in advance and the required fees are clearly understood.
This guide explains the latest fee structure, required documents, procedures, and additional costs you should keep in mind when transferring car ownership in Ajman.
What Is Car Ownership Transfer in Ajman?
Car ownership transfer is the legal process of changing the registered owner of a vehicle in government records. Once the transfer is completed, the buyer becomes the official owner and is responsible for insurance, traffic fines, and registration renewal.
In Ajman, this process must be completed at authorized vehicle registration centers or traffic departments. Both the seller and buyer usually need to be present unless a legal representative is authorized.
Failure to transfer ownership properly can lead to legal and financial complications, including fines or liability for violations committed by the new driver.
Ajman Car Transfer Ownership Fees
Understanding the breakdown of Ajman car transfer ownership fees helps you budget accurately. The cost may vary slightly depending on vehicle type and specific circumstances, but the general fee structure includes:
Standard Vehicle Transfer Fee
For most private light vehicles, the ownership transfer fee is approximately AED 350.
Vehicle Inspection Fee
If the vehicle registration has expired or requires inspection, a technical inspection fee of approximately AED 120 to AED 150 applies.
Inspection is mandatory if the registration is not valid or if the vehicle is older and requires clearance before transfer.
New Registration Card Fee
Issuance of a new Mulkiya (vehicle registration card) typically costs around AED 50.
Number Plate Fees (If Applicable)
If the buyer requests new number plates, additional charges may apply depending on plate type and design.
Traffic Fines
All outstanding traffic fines must be cleared before ownership transfer. These are not fixed costs and depend on the vehicle’s violation record.
Insurance Cost
The buyer must purchase valid motor insurance before completing the transfer. Insurance prices vary based on car model, year, and coverage type.
Overall, for a standard private car with no fines and valid registration, the total Ajman car transfer ownership fees usually range between AED 400 and AED 600, excluding insurance.
Documents Required for Car Ownership Transfer
Having the correct paperwork ready makes the process smooth and stress-free. Below are the essential documents required in Ajman:
For the Seller
Original Emirates ID
Original vehicle registration card (Mulkiya)
Valid driving license
For the Buyer
Original Emirates ID
Valid UAE driving license
Valid car insurance in the buyer’s name
Additional Requirements
Vehicle inspection certificate (if required)
Clearance of outstanding loans if the vehicle was under bank financing
If the car is mortgaged, a clearance letter from the bank must be submitted before transfer approval.
Step-by-Step Process to Transfer Car Ownership in Ajman
The process is structured and efficient when both parties cooperate. Here is how it works:
Step 1: Settle Fines and Loans
Before visiting the registration center, ensure all traffic fines are paid. If the vehicle was financed, secure a bank clearance letter.
Step 2: Obtain Insurance
The buyer must purchase car insurance under their name before proceeding.
Step 3: Vehicle Inspection (If Required)
If the registration is expired, take the vehicle for inspection at an authorized testing center.
Step 4: Visit the Registration Center
Both buyer and seller should visit an authorized vehicle registration center under Ajman Police.
Submit all required documents and pay the applicable Ajman car transfer ownership fees.
Step 5: Receive New Registration Card
Once the payment is completed and documents verified, the new Mulkiya is issued in the buyer’s name.
The entire process usually takes less than an hour if all documents are in order.
Special Cases That May Affect Fees
Certain situations can change the overall cost of transferring ownership.
Expired Registration
If the vehicle registration has expired for an extended period, late renewal penalties may apply.
Company-Owned Vehicles
If the vehicle is owned by a company, additional documents such as a trade license copy and company authorization letter are required.
Personalized Number Plates
Special or personalized number plates may involve higher transfer or retention fees.
Mortgage or Loan Vehicles
Vehicles under bank financing require official clearance documentation before ownership can be transferred.
Tips to Make the Transfer Process Smooth
Transferring car ownership does not have to be stressful. Here are a few practical tips:
Check for fines online before meeting the buyer
Confirm insurance coverage starts immediately
Bring original documents, not copies
Arrive early to avoid queues
Double-check chassis number and vehicle details
Clear communication between buyer and seller makes the entire process easier and faster.
Why Understanding Ajman Car Transfer Ownership Fees Matters
Knowing the correct Ajman car transfer ownership fees protects both buyers and sellers from unexpected costs. It ensures the transaction remains transparent and legally secure.
For buyers, it guarantees full ownership rights. For sellers, it protects against future liability tied to the vehicle.
When handled properly through Ajman Police, the system is reliable and efficient. Ajman has streamlined its traffic services to ensure residents can complete ownership transfers quickly and with minimal paperwork.
Final Thoughts
Whether you are purchasing a family car or selling your current vehicle, understanding Ajman car transfer ownership fees is essential for a smooth transaction. From standard transfer charges to inspection fees and insurance costs, knowing the full breakdown helps you plan confidently.
The process in Ajman is designed to be simple and transparent. As long as all fines are cleared, documents are complete, and insurance is active, ownership transfer can be completed in a single visit.
By preparing ahead and understanding the costs involved, you can enjoy a seamless vehicle ownership transition without stress or surprises.
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