Synopsis: Muthoot Finance declares Rs 30/share interim dividend (300% payout) and plans insurance agency entry via MoA amendment. Subsidiaries show sharp AUM growth amid digital gold loan push.
Muthoot Finance made two big moves today. The gold lending giant declared an interim dividend and announced plans to enter the insurance business. Muthoot Finance’s Limited’s stock, with a market capitalisation of Rs. 1,43,247 crores, rose Rs. 3,579.90, up 3 percent from its previous closing price of Rs. 3,475.20. Furthermore, the stock over the past year has given a return of 76.9 percent.
The board approved an interim dividend of Rs 30 per equity share. This equals a payout of 300% for the financial year 2025-26. Shareholders on record as of April 17, 2026 will receive this payment. The company will transfer the money within 30 days of today’s declaration. Both demat and physical shareholders qualify for this dividend. Investors are watching the record date closely.
The board also decided to seek shareholder approval for a key change. It plans to amend the company’s Memorandum of Association. The amendment will allow Muthoot Finance to operate as an insurance corporate agent. This marks a significant step beyond its core gold loan business. The proposal still needs shareholder sign-off before it takes effect.
The company’s subsidiaries showed sharp growth in their loan books. Muthoot Finance Sri Lanka grew its loan AUM to LKR 2,840 crore in the first nine months of FY25. This compares to LKR 1,890 crore in the same period last year. Its capital adequacy ratio stood at 22%, down from 25% a year ago.
Muthoot Money Limited told a similar story. Its loan AUM jumped to Rs 2,982 crore in 9M FY25. That is up sharply from just Rs 818 crore in the year-ago period. The NBFC operates across 21 states and 5 union territories through 998 branches.
In Q3 FY25, Muthoot Finance launched personal loans and loans against property. A 360-degree marketing campaign backed both products. Furthermore, the company’s iMuthoot app now has 13.8 million downloads. It offers gold loans, payments, and branch navigation on one platform.
Additionally, the company rolled out Video KYC, AI-powered chatbots, and digital onboarding tools. Partnerships with Google Pay and PhonePe expanded its digital gold loan reach. These moves signal a clear push toward tech-driven growth.
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