Auto financing in Pakistan has increased to Rs. 319 billion at the end of December 2025, up by 35.5 percent year-on-year (YoY) from Rs. 235 billion in December 2024, as buyers increasingly turn to bank leasing for new and used vehicles.
On a month-on-month (MoM) basis, bank loans for cars rose by 0.3 percent.
Personal loans for house building were up by 10.3 percent YoY to Rs. 220 billion compared to Rs. 200 billion in the same period last year.
Credit card loans surged by 30.5 percent YoY to Rs. 182 billion compared to Rs. 139 billion in December 2024.
Consumer financing was up 15 percent YoY to Rs. 998 billion compared to Rs. 868 billion last year.
